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Tips for Buying a House in Columbia During the Holidays – Cash Home Buyers

Are you buying a house in Columbia this holiday season? It can be a wonderful time to find your perfect home. Don’t let bustle of the holiday season dissuade you from finding a home you love. We have put together some great tips for buying a home during the holidays, so you can find your dream house, no matter what time of year! 

Many people might be thinking about a new house, but find themselves waiting until warmer spring conditions arrive before they activity start searching. Because of this, the winter months can actually be the perfect time to search for your new home.

Buying a House in Columbia During the Holidays? Here’s What You Need to Know

Less Market Activity

Real Estate sales slow down during winter. Fewer people are uprooting this time of year. Some want to avoid moving during the cold, shorter days, while others don’t want to disrupt the school year.  This can have many benefits for you.

  • You will likely see less competition from fellow buyers. Sellers will have fewer offers to choose from, which will hopefully put your offer at the top of the list.
  • Often times, interest rates are lower during winter months. With less activity, lenders are forced to compete by lowering their rates.
  • With fewer closings taking place, lenders and title companies are able to process the transaction more quickly.

Tax Deadlines

If a person has their home listed during the holidays, they will likely appreciate a closing before the end of the year for tax purposes. In this case, waiting until the last minute to put in your offer can actually work in your favor. A seller might be more willing to work with you if you are able to close by year-end. Investors might be more willing to part with unwanted inventory toward the end of the year.

Seller Motivation

People who are attempting to sell during the holiday season are often more motivated. People selling at this time of year usually have a reason why they need to move right away. Maybe they need to sell by year-end or move over winter break. Some might be relocating due to work, or needing to move within a specific timeframe. If you can find a motivated seller, you will likely be better able to negotiate on the price.

You See The House In The Worst Conditions

Imagine buying a house in the summer, only to find it turns into an ice box during winter months. It might be poorly insulated, or have a leaky roof. Seeing the property during the cold winter months can actually work to your advantage.

You might discover things that are often overlooked during an inspection performed in the summer. Check the house thoroughly for any heating issues or drafts. Are the windows and doors properly sealed? How much will heating the home ultimately cost you?

Things to Consider…

  • If possible, ask to see a photo of the house during the summer months. The yard might look entirely different at other times of the year.
  • Enquire about utility costs year-round. Electric, gas and water bills can differ dramatically depending on the season.
  • Make sure that no matter what the weather is like, the house receives a proper inspection. If the weather is so bad that the inspector can’t get up on the roof, you might want to consider rescheduling for a more favorable day.
  • If you are viewing a home on a wet or snowy day, be considerate of the property owner! Leave your muddy boots at the door! 🙂

Are you buying a house in the Columbia area? We would love to work with you any time of year! Send us a message or give our team a call now! (803) 889-0840

Ben Lovro

Ben Lovro is an entrepreneur with a vision to improve neighborhoods and revitalize the communities that we live in. He has a clear passion for people and has developed effective strategies and real estate solutions in todays rapidly changing market. He is committed to being a lifelong student of Success Strategies and Leadership. Knowing what you want is perhaps the most important step in self-development; this takes much persistence and self examination. Once your desire to serve God overwhelms all other desires, you begin to step into your purpose and your mission in life changes. To be fulfilled in life you have to grow. The art of fulfillment is what develops our life into an expression for others to follow. Some of our greatest moments come from facing our fears and doing the things that scare us the most. You have been given one life, and one chance to tell your story. It's never too late to become the person that want to be.

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