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Buying A Home Without Hassle in Columbia

Buying a house can be much easier than you might think. There are creative ways to find properties and creative ways to finance. In our latest post, we will explore your purchasing options to help you buy a home without hassle in Columbia.

You might think that buying a house is a stressful process, or that it is going to be difficult to find the house you want at the price you want. However, that isn’t necessarily the case. By using a few creative tips and planning ahead for your purchase, you will be able to buy a house in Columbia without any stress or worries.

When buying a house in Columbia, two common goals are to find a great house and a financially sound way to pay for it.

Finding Gems

Ask Around

Put the word out that you are looking for a house. Tell all your friends, family, and coworkers. You never know who is selling or who they might know. This is an excellent way to find out about properties before they are listed on the MLS, giving you an edge on getting an offer in front of the seller.

Buy Directly

An excellent way to buy a house in Columbia, is to work with a professional home seller or property wholesaler. Cash Home Buyers works with sellers, buying homes without an agent and saving them money. In turn, these deals are passed on to buyers. Buying a Columbia house directly will save you time and money on your home search.

When you buy a house directly, there are many benefits, including:

  • No agents mean no commissions
  • We do not have to spend a fortune listing and advertising, more savings that are passed on to the buyer
  • We are in the business of finding great homes at great prices. We take the work out of home shopping as we have fully researched every property we handle.
Get Notified

To find great deals on Columbia houses, set up alerts to be notified when new properties become available. You can request email notifications from many websites and sellers you trust to not be too spammy.

Financing Secrets

If you want to buy a house, there are many ways to get the financial help you need. Owning a house is achievable, even for people who never thought it would be possible. There are many programs and creative solutions available to make the dream of homeownership a reality.

FHA Loans

As you might know, a conventional loan requires 20% for the down payment. Saving this much money can be tough, which is why many people opt for an FHA loan that requires only 3.5% down. With an FHA loan, you are able to buy a property that is up to 4 units as long as you occupy one of the units for the first couple years. This means you can buy a multi-family property, rent out 3 of the units and possibly have the majority of your living expenses covered. Even if this isn’t your ideal living situation, remind yourself that it isn’t forever and by making an investment now, you will be able to purchase something even bigger and better down the road!

Down Payment Assistance Programs

Many people would benefit from down payment assistance programs. However, most people never look into what might be available for them. There are several great websites that can lead you in the right direction. While the paperwork might seem like a bit of a hassle, the reward is well worth it in the long run. A great place to get started is the Department of Housing and Urban Development’s website.

Do you want to buy a house in Columbia? We can help! Buying a home without hassle is possible! Send us a message or give us a call today! (803) 889-0840

Ben Lovro

Ben Lovro is an entrepreneur with a vision to improve neighborhoods and revitalize the communities that we live in. He has a clear passion for people and has developed effective strategies and real estate solutions in todays rapidly changing market. He is committed to being a lifelong student of Success Strategies and Leadership. Knowing what you want is perhaps the most important step in self-development; this takes much persistence and self examination. Once your desire to serve God overwhelms all other desires, you begin to step into your purpose and your mission in life changes. To be fulfilled in life you have to grow. The art of fulfillment is what develops our life into an expression for others to follow. Some of our greatest moments come from facing our fears and doing the things that scare us the most. You have been given one life, and one chance to tell your story. It's never too late to become the person that want to be.

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