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7 Signs It’s Time To Buy A House in Columbia

There are many things that can make people take the leap from renter to owner. As any investor will tell you, the benefits of owning the place you live in outweigh any additional costs you might incur. In some instances, buying a house is actually cheaper than renting! In our latest post, we discuss some ways to decide if the time is right to go from renter to buyer, and finally buy a house in the Columbia area!

You’re Out Of Space

As time passes, we all tend to collect more and more stuff. This is especially true if you have been renting the same place for awhile. The 2 bedroom apartment might not be able to hold your bicycles, office equipment, tools and still allow room for guests. It’s at this point you might realize you might need to find a space that better meets your needs.

Rent Prices Keep Going Up

Every year rent prices seem to get higher and higher. However, the cost of living pay increases don’t always match up. With a fixed rate mortgage, you can ensure you will be paying the same amount month after month. You won’t find yourself suddenly paying an extra $200 per month when the landlord decides to increase the rent. Having this information allows you to better plan financially and will help you to better budget your money.

You Can Afford It

To be blunt, owning simply makes more sense. Every month you are investing your money into something tangible that is yours alone. By staying in the house for a few years, you are building equity which will help you financially no matter what you choose to do after buying the home.

You Plan To Live In The Area Awhile

If you like where you live, enjoy your job and don’t have any plans to leave the area, buying a house can be a much better choice vs. renting. Planting roots in a community you love is never a bad investment.

Tired Of Roommate Life

We have all been there. Whether we simply grow out of it or we’ve had one roommate too many eat all of our food, there usually comes a time when living with roommates is no longer the lifestyle we’re after. In some cases, homeownership can be cheaper than renting. Or if you need help paying your mortgage, you could get creative by purchasing a multi-family property and having the tenants cover the mortgage payment.

You Have A Growing Family

The house we buy at one phase of our lives isn’t always the house we want to be in 20 years down the road. Whether you are looking to upgrade or downsize your house, remind yourself that you do not need to live in the home forever, and there might be another house out there better suited to your needs.

You Are Ready To Make It Your Own

There is a great sense of pride that comes along with homeownership. You don’t have to own a grand castle to appreciate it. You can do whatever you want to the house to make it your own. From remodeling to redecorating, you are free to do anything you want to make the house your own. As long as it is up to code of course.

When you decide to buy a house in Columbia, the process can be exciting, financially beneficial, and give you peace of mind that you are finally in a home of your own!

Do you want to buy a house in Columbia? We can help! Send us a message or give us a call today! (803) 889-0840

Ben Lovro

Ben Lovro is an entrepreneur with a vision to improve neighborhoods and revitalize the communities that we live in. He has a clear passion for people and has developed effective strategies and real estate solutions in todays rapidly changing market. He is committed to being a lifelong student of Success Strategies and Leadership. Knowing what you want is perhaps the most important step in self-development; this takes much persistence and self examination. Once your desire to serve God overwhelms all other desires, you begin to step into your purpose and your mission in life changes. To be fulfilled in life you have to grow. The art of fulfillment is what develops our life into an expression for others to follow. Some of our greatest moments come from facing our fears and doing the things that scare us the most. You have been given one life, and one chance to tell your story. It's never too late to become the person that want to be.

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